Flat LoanLOAN
Flat Loan
Today, most of the Indians (employed as well as self employed) are facing tough time buying their own flats. It is unfortunate that in spite of good income and affordability, they don’t get flat loan. Thousands of such prospective flat buyers are waiting in queue in hope of flat loan across every nook and corner of the country. But rejections often come as a hard blow to them even after they are having requisite income and skill. To help such unreached masses, we, at “Jeevansh Fincom Private Limited Flat Loans” a scheme which gives freedom from strict income documentation.
What are some parameters to decide home loan eligibility?
Jeevansh Fincom Private Limited considers multiple factors to determine flat loan eligibility, including but not restricted to:
The Income of all applicants
Age of the primary applicant
Number of dependents that the applicants support
Assets and liabilities of the applicants
Stability and continuity of the primary applicant’s occupation
Documents Required For Applicant
KYC Documents
Home related documents
Copy of last 2 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant
Copy of last 2 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant
Bank Statement for the last 6 months for the Savings Account & Current Account,
Copy of either Shop & Establishment License / VAT Registration or GST registration any other mandatory license / Registration
Copy of the Partnership Deed, Memorandum of Associations, Articles of Association (if applicable)
Copy of Tax Deduction Certificate / Form – 16A (if applicable)
Details of Contract (if applicable)
Copy of Advance Tax paid / Self Assessment Tax paid challan
Copy of Educational Qualification Certificate
Copy of Professional Practice Certificate
Salary Certificate (in case of doctors having salaried income)
Documents Valid As Address Proof
Rashan Card
Electricity Bill
Mobile Bill
Land Line Bill
Passport
Mool Niwas Patra
House Tax Slip
Water Bill
Gas Bill
Aadhaar Card
Documents Valid As ID Proof
Pan Card ( Compulsory )
Aadhaar Card ( Compulsory )